Earlier, many people used the Kotak Myntra Credit Card to save money on fashion shopping. But now, that card has been stopped (discontinued). If you order frequently on Myntra, the recent discontinuation of the Kotak Myntra Credit Card might have left you wondering: “What’s the next best credit card for fashion shopping?”
Well, here’s the surprise — The Axis Bank Flipkart Credit Card is now Ofering 7.5% cashback on Myntra, just like the old Kotak card, maybe even better!
Let’s understand why the Axis Flipkart Card is a great option for Myntra and online shopping in 2025.
🛒 What Happened to the Kotak Myntra Credit Card?
The Kotak Myntra Card offers good cashback for fashion shoppers. But in 2025, it was officially stopped by the bank. Known for its co-branded benefits and high discount on Myntra purchases.
Many Myntra users were confused: “Which card should I use now?” That’s where Axis Flipkart Credit Card comes in! They’ve upgraded benefits on the Flipkart Axis Bank Credit Card, making it the best and powerful alternative of the Kotak Myntra Creditcard.
💳 Axis Flipkart Credit Card – What’s New for Myntra?
As of mid-2025, Axis Bank has added Myntra to the 7.5% cashback partner list under its Flipkart co-branded card. Before that, it was only 1%. Here’s what that means for you:
👉 What You Get:
- ✅ 7.5% cashback on Myntra (capped at 4000 per quarter)
- ✅ 5% cashback on Flipkart (capped at 4000 per quarter)
- ✅ 5% cashback on Cleartrip (capped at 4000 per quarter)
- ✅ 4% cashback on preferred merchants (Unlimited)
- ✅ 1% cashback on all other Eligible spending (Unlimited)
- ✅ ₹500 Flipkart welcome gift (on card activation)
- ✅ ₹500 joining fees
- ✅ ₹500 annual fee (Free if you spend ₹3.5 lakh in a year)
Cashback comes automatically on your credit card bill every month.
👕 Why Axis Flipkart Credit Card Is the Best for Myntra in 2025
This card is perfect if:
- You shop regularly on Myntra or Flipkart
- You want easy cashback
- You want one card for fashion, travel, and other spends
This card works best like the old Kotak Myntra card because it gives cashback on more platforms, not just Myntra. Let’s break it down in terms of value and usability:
| Feature | Axis Flipkart Credit Card |
| Cashback on Myntra | 7.5% (direct to statement) |
| Cashback Type | Auto-adjusted in bill |
| Network | Mastercard or Visa |
| Annual Fee | ₹500 (waivable) |
| Co-branded? | Flipkart (but now covers Myntra) |
| Acceptance | Wide (online + offline) |
Unlike the Kotak card, which was exclusive for Myntra, Axis Flipkart Card rewards you on a broader range of platforms, while still offering Myntra-level cashback.
🔍 Real Use Case: Example
If during a quarter you spend:
₹5,000 on Cleartrip → ₹250 cashback (5%)
₹30,000 on Myntra → ₹2,250 cashback (7.5%)
₹90,000 on Flipkart → ₹4000 cashback (This hits the 5% maximum ₹4,000 cap limit on Flipkart)
🏆 Axis Flipkart Credit Card vs Competitors – Why It’s the Best for Myntra in 2025
| Feature | Axis Bank Flipkart Credit Card | SBI Cashback Credit Card | HDFC Swiggy Credit Card | HDFC Millennia Credit Card |
|---|---|---|---|---|
| Myntra Cashback | ✅ 7.5% (as partner brand) | ✅ 5% | ✅ 5% | ✅ 5% |
| Flipkart Cashback | ✅ 5% | ✅ 5% | ✅ 5% | ✅ 5% |
| Amazon Cashback | ❌ Not covered | ✅ 5% | ✅ 5% | ✅ 5% |
| Swiggy Cashback | ✅ 4% as preferred partner | ✅ 5% | ✅ 10% cashback on Swiggy orders | ✅ 5% |
| Other Online Spends | ✅ 1% cashback | ✅ 5% on all eligible online spends | ✅ 1% cashback | ✅ 1% cashpoint |
| Offline Spends | ✅ 1% | ✅ 1% | ✅ 1% | ✅ Up to 1% |
| Reward Type | 💰 Direct cashback (bill credit) | 💰 Direct cashback | 💰 Direct cashback | 🎁 Reward points (manual redemption) |
| Cashback Cap | ₹4,000/quarter per partner | ₹5,000/month | ₹1,500/month total | ₹1,000/month cap |
| Lounge Access | ❌ Removed | ❌ Not available | ❌ Not available | ✅ 1–quarter (Spend Based) |
| Annual Fee | ₹500 (waived on ₹3.5L/year spend) | ₹999 (waived on ₹2L/year spend) | ₹500 (waived on ₹2L/year spend) | ₹1,000 (waived on ₹1L/year spend) |
| Best For | ⭐ Myntra, Flipkart, Cleartrip, Swiggy | ⭐ All online shopping spends | ⭐ Swiggy users + preferred mcc | ⭐ General online shoppers (SmartBuy users) |
| Apply Link | Click here | Click here | Click here | Click here |
📝 How to Apply for Axis Flipkart Card?
👉 Apply Here: Official Axis Bank Flipkart Card Page
👉 You need:
- PAN card
- Aadhaar card
- Good credit score
- Regular income
- Age: 18+ years
👉 Apply Here: Official Axis Bank Flipkart Card Page
🙋♂️ Final Verdict: Should You Get It?
If you’re missing the Kotak Myntra Card, the Axis Bank Flipkart Credit Card is not just a replacement — it’s your best option.
Why It’s a Great Choice:
✅ High 7.5% cashback
✅ Wide usability (not Myntra-restricted)
✅ No coupon codes, no points — just direct savings
✅ Brand trust with Axis Bank & Flipkart
Now you save money automatically every month. No codes, no hassle.
🙋♂️ Frequently Asked Questions (FAQ)
1. Which credit card is best for Myntra shopping in 2025?
The Axis Bank Flipkart Credit Card is currently the best choice for Myntra, offering 7.5% direct cashback on Myntra purchases with a quarterly cap of ₹4,000. No coupon or code needed — cashback is auto-credited to your statement.
2. Does the SBI Cashback Credit Card give cashback on Myntra?
You get 5% cashback on most online spends, including Myntra,
3. Which card is best for Swiggy or food delivery apps?
The HDFC Swiggy Credit Card is the best for foodies. It gives 10% cashback on Swiggy, and also works on Swiggy Instamart, Dineout, and more.
4. Which card is best if I shop on both Amazon and Flipkart?
Use the SBI Cashback Card for all online shopping spends
5. Which card should I choose if I want maximum savings overall?
It depends on your spending style:
🛍️ Fashion + Travel + Flipkart → Axis Flipkart
🛒 All online shopping → SBI Cashback
🍔 Food delivery & groceries → HDFC Swiggy
💻 Variety of categories with effort → HDFC Millennia (via SmartBuy)
Hi, I’m Karan Gera, a content writer at LetsMakeAsset.com. I write about credit cards, loans, and finance. I enjoy sharing clear and simple information so that everyone can learn more about these topics. Writing is something I truly love.
