Disclaimer

Last Updated: February 14, 2025

Let’s Make Asset (“we,” “us,” or “our”) operates https://letsmakeasset.com, a blog dedicated to credit cards, loans, and personal finance education. This Disclaimer governs your use of our content, tools, and services. By accessing this Website, you agree to the terms outlined below.

1. EEAT Compliance Statement

(Experience, Expertise, Authoritativeness, Trustworthiness)

  • Expertise: Our content is curated by finance enthusiasts and researchers with years of experience in credit analysis, loan products, and financial literacy. However, we are not certified financial advisors, accountants, or attorneys.
  • Trust: We prioritize accuracy through rigorous research and cross-referencing with reputable sources (e.g., RBI guidelines, U.S. FTC). Despite this, financial terms and offers change frequently—always verify details with official institutions.
  • Transparency: We disclose partnerships, revenue sources, and data practices openly.

2. Affiliate & Advertising Disclosure

2.1 Affiliate Links

  • We participate in affiliate programs with banks, credit card issuers (e.g., Visa, Mastercard partners), and loan providers.
  • How It Works: Clicking on affiliate links may earn us a commission at no extra cost to you. These links do not influence our editorial content—we review products based on APRs, fees, rewards, and user benefits.
  • Transparency Promise: We only promote products we’ve analyzed and believe offer genuine value.

2.2 Advertising Revenue

  • Google AdSense: Displays personalized ads based on your browsing history.
  • Native Ads: Sponsored content is marked as “Promoted” or “Advertisement.”
  • Opt-Out: Use ad-blocking tools or adjust cookie preferences to limit ad tracking.

3. Content & Financial Advice Disclaimer

  • General Information Only: Articles, calculators, and comparisons (e.g., “Best Travel Credit Cards in India”) are for educational purposes. They do not constitute:
    • Personalized financial, tax, or legal advice.
    • Guarantees of credit approval, loan terms, or investment returns.
  • Consult Professionals: Always consult a SEBI-registered advisor, CPA, or attorney before making financial decisions.

4. Third-Party Links & Tools

  • External Websites: Links to banks (e.g., SBI, HDFC), credit bureaus (e.g., CIBIL), or comparison platforms (e.g., BankBazaar) are provided for convenience. We:
    • Do not endorse their security practices or accuracy.
    • Are not liable for incorrect APR/fee listings or data breaches on their platforms.
  • Automated Tools: Loan EMI calculators or credit score simulators provide estimates only. Actual terms depend on lender policies.

5. User Responsibilities

  • Accuracy: Report outdated information via [email protected].
  • Financial Risks: Using tips from this blog (e.g., balance transfer strategies) is at your own risk. We are not liable for:
    • Debt accumulation, credit score impacts, or rejected applications.
    • Losses from investments or cryptocurrency discussions.

6. Copyright & Fair Use

  • Original Content: Text, infographics, and datasets are owned by Letsmakeasset.com. You may:
    • Share excerpts (up to 100 words) with a credit link to the original article.
    • Republishing full articles requires written permission.
  • Third-Party Content: Trademarks (e.g., Visa logos) belong to their owners. We use them under fair use for commentary, criticism, or education.

7. Limitation of Liability

  • Technical Issues: We are not responsible for:
    • Website downtime, data loss, or errors caused by plugins/hosting services.
    • Viruses/malware from third-party ads or links.
  • Content Errors: Despite monthly audits, we do not guarantee 100% accuracy in interest rates, fee structures, or regulatory updates.

8. Updates & Contact